50%.įor borrowers with loan amounts above $726,200, the new MIP is 0.75%, down from 1.05%. For borrowers who make a down payment of 10% or more, MIP expires after 11 years, and the cost will dip from. Thanks to this policy change, new FHA borrowers with a base loan amount of $726,200 or less will pay a reduced MIP of 0.55%-down from 0.85%-for the life of the loan or until they refinance into a conventional mortgage. Who Qualifies for the FHA Discount?įHA borrowers pay an annual mortgage insurance premium (MIP), regardless of their down payment amount, in order to protect lenders who originate FHA loans. “And this reduction will help that much more.”īut not all FHA borrowers will get the discount. “In a time when we’re trying to close the homeownership gap between Black and Hispanic homeowners and white homeowners, FHA is needed to close that gap,” Broeksmit says. This is a meaningful reduction in rates that will improve access for a wide range of borrowers, says Bob Broeksmit, president and CEO of the Mortgage Bankers Association. The reduction applies to all FHA loans originating after March 20, 2023. The savings will average $800 per year and will benefit some 850,000 homebuyers and homeowners in 2023, according to the Biden administration. The Biden Administration has announced that it will cut mortgage insurance premium fees by 0.30 of a percentage point-from 0.85% to 0.55%-for mortgages backed by the Federal Housing Administration (FHA). You divide $6,796.50 by 12 to arrive at the monthly mortgage insurance premium payment: $6,796.50/12 = $566.38 per month.Savings are coming to some mortgage borrowers in March. The mortgage insurance premium is an annual fee paid in monthly installments along with your FHA mortgage payment. Using this as a base loan amount for a sample calculation, the mortgage insurance premium is $679,650 multiplied by the applicable mortgage insurance premium rate, such as 1 percent, or: $679,650 * 0.01 = $6,796.50. At the time of publication, a San Francisco Bay Area applicant could get a maximum loan amount of $679,650 for a one-unit property. These have the highest allowable loan limits. The city and county of San Francisco are high-cost areas, as is most of the Bay Area. The FHA sets maximum loan limits for most counties or cities in the country based on median home values. Mortgage Insurance Premium Sample CalculationĪlthough you may not know the exact loan amount you qualify for if you have yet to speak with an FHA representative, you can calculate the monthly mortgage insurance premium for a proposed or desired loan amount. At the time of publication, a typical mortgage insurance premium rate for a San Francisco Bay Area homebuyer with 10 percent down was 100 basis points or 1 percent. An FHA-approved lender will also provide potential borrowers with the latest rates. You can find the most current mortgage insurance premium and up-front mortgage insurance premium rates on the HUD website via publications known as Mortgagee Letters. Unlike mortgage insurance premium rates, the same up-front mortgage insurance premium rate applies to all FHA loans. The higher the loan amount and loan-t0-value ratio, the higher the mortgage insurance premium rate. The mortgage insurance premium rate is based on the loan amount and the percentage of a home's value that is financed, also known as the loan-to-value ratio. Premium payments are used to reimburse lender losses whenever FHA borrowers default. HUD changes mortgage insurance premium and up-front mortgage insurance premium rates periodically.
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We added a brand-new POI a washed-up sea creature known as the Downed Beast - which is a unique combat experience for Apex Legends - an organic combat zone, and a refreshing change from man-made architecture. With this being the first map update to Storm Point, our goal was to add new content and improve map features while not subtracting anything. Leap to an ally or target area and slam down, creating a fortified stronghold. Throw a controllable drone that creates a moving energy shield. He can charge into the fray with a Mobile Shield, blocking weapon damage and deflecting grenades, while his Ultimate erects a fortified Castle Wall.ĭrag allies as you revive and protect them with your Revive Shield. In the Apex Games, Newcastle can use his Knockdown Shield to protect his squadmate as he revives them, and even drag them out of harm’s way. Now to fulfill that mission and continue defending his home, he’ll have to prove himself a hero among Legends. There’s also the addition of Newcastle, a defense legend who is looking to give Gibraltar a run for his money in the current meta.īelow are the complete patch notes found in the latest blog entry on the Apex Legends official website:įor years, Newcastle defended the small town of Harris Valley, making it a safe haven for all who lived there. From a complete rework of Ranked to the fabled Kraber getting a pretty large nerf, developer Respawn Entertainment is clearly looking to shake things up. Despite the lack of a new mode or map, Season 13 brings some pretty substantial changes. Like her motto says, she's the kind of person who can always "turn crap into gold.We are less than one day away from Apex Legends Season 13’s release, which means there are some new patch notes to go over. For Parekh, the Apex card is more than just an invitation to compete - it's a sign that she may have lost her shop, but she didn't lose what built it. Her business burned down and she was left with nothing - except an Apex Card. Maybe that’s what led a group of assailants to ambush her at her shop one night. Parekh never shied away from letting people know how great she was, or better yet, how bad they were. Some say it ain’t great unless it’s got “Rampart” written on it. She began taking jobs from smugglers, Syndicate members, and everyone in between. Parekh climbed to the top showcasing pure skill using her custom-modded gear. Before opening her popular modding shop on Gaea, Ramya Parekh (Rampart for short) made a name for herself in the underground gauntlet circuit. Rampart is a blue-collar, private business owner who just needs a big gun and a backpack full of scrap metal to get by in the dangerous, wild west world of the Outlands. “If I ever let you down, it’s probably because I grew a bit tired of carrying you.” Rampart Amped Modder This game includes optional in-game purchases of virtual currency that can be used to acquire virtual in-game items, including a random selection of virtual in-game items. Rampart – Amped Modder – Apex Legends™ CharactersĪbout Apex Legends Legends Maps Lore Hub FAQ PC Requirements Credits Accessibility Battle Royale Team Deathmatch Control Gun Run Season Battle Pass Latest News Game Updates Latest Media Sign up for News Twitter Instagram Facebook Youtube Twitch Forums Compete Community Guidelines About Apex Legends Legends Maps Lore Hub FAQ PC Requirements Credits Accessibility Battle Royale Team Deathmatch Control Gun Run Season Battle Pass Latest News Game Updates Latest Media Sign up for News Twitter Instagram Facebook Youtube Twitch Forums Compete Community Guidelines It is made available to both internal and external developers for use on any PLUS+1® display application. This library contains SVG files that can be used directly in the GUIDE 6.1 screen editor for DP700 projects. The Display function block library is a programmable block used for handling the logic in menu structure and navigation, layout, the creation of menus and corresponding list of items. This library is a replacement for the filter functions found in the SD Basic FB library.įilters Library 70026744v401 (zip 3.3 MB) Premade service tool screens are provided to quickly provide an interface for developers and technicians. This library replaces the outputs function blocks found in the basic function block library. This library replaces the inputs function blocks found in the basic function block library. This library replaces the controls function blocks found in the basic function block library. (Please, mention the email address of the receiver of the license key in your order!). first time order is 11182154 and for the renewal it is 11182155. PAL Advanced is only running with a valid license key which can be ordered for a yearly subscription. For instance, user manuals and programmer guides. This is done by a lot of pre-tests and checks and will supported by detailed self-explaining documentations. All function blocks are developed on the same high-quality level as PAL Basic. These functions supporting machine protection like antistall or overspeed protection function. In addition, it reduces fuel or offers special features for the propel software solution. The PAL Advanced package consist of several function blocks which allows to improve the driving comfort. This is an add-on module for PLUS+1® GUIDE Professional. More sophisticated functionality can easily be added with the PAL Advanced library. This allows easy integration into any new or existing system. User manuals and programming guides are included with each block. At the same time having a very high quality. PAL Basic allow propel software developers easily to create a basic hydrostatic propel solution software in much shorter time as normal. The PAL Basic package deliver function blocks that are the foundation for the Propel Application Library. An overview and more detailed information of the available PAL function blocks are written at the PAL technical information document which is part of the packages or which you can find on search. For both packages we provide a free examples here, which helps to understand the usage of PAL function blocks. One is the free PAL Basic package and the other one is the license-based PAL Advanced package. PAL offers a lot of different PLUS+1® function blocks split in two available packages. These are specification, design, coding, implementation and testing and documentation. The Propel Application Library supports all phases of software development from beginning to end. Propel Application Library (PAL) Technical Information PLUS+1® Service Tool add on license (Professional) Data Sheet PLUS+1® GUIDE add on license (Simulink®) Data Sheet Each glider has its own unique features that make it a great option for anyone looking to purchase a hang glider. In this blog post, we will discuss the best hang gliders on the market and why they are worth your money. There are a lot of different hang gliders on the market, and it can be tough to decide which one is right for you. With any of these hang gliders, you really can’t go wrong and you’ll be ready to fly in no time. The best hang gliders on the market are the Wills Wing T3, North Wing Liberty, Wills Wing Alpha, A-I-R USA ATOS VQ, North Wing Pulse, Wills Wing Falcon 4, and the North Wing Freedom. But just like any other big purchase, you don’t want to just buy the first glider you see. Have you ever considered buying a hang glider? Whether you’re just getting into the industry, you’re a novice pilot, or you’re an advanced sport pilot, buying your own hang glider gives you the freedom to fly whenever you want. When custom colour choice is selected, additional colour choices can be selected for Panel 2 (top surface immediately behind Panel 1) and Panel 3 (mid-chord panel), and panel 4 (trailing edge panel) for an additional $75 per (full span) panel.Hang gliding is one of the most freeing experiences in the world and having a glider of your own is exciting. Inventory gliders will have factory selected colours on Panel One (top surface leading edge) and Panel 5 (bottom surface), and customers can select their own colours for these panels, for the normal $150 custom colour choice charge. This control bar configuration will accept either the 5 inch diameter Hall wheels or the 8 inch or 10 inch diameter Finsterwalder wheels, mounted directly on the basetube.Īll panels in the Alpha sail are made with 4 oz woven sailcloth, and are available for use of coloured sailcloth. A round, speedbar basetube is an available upgrade. The standard control bar on the Alpha features round downtubes and a round, straight basetube. Thanks again for making such a great glider! ” So much fun to fly! It’s been making training for new pilots so much easier too. I’ve had some amazing flights on it and have even gotten my best out and return to the West on it. How capable is the Alpha? Willy Dydo from Fly Away Hang Gliding in Santa Barbara shared this with us, “I sold my 144 so I’ve been racking up a ton of time on the Alpha lately. The Alpha’s launching speed is not quite as slow as the Condor 330, but it is noticeably slower than a Falcon. In some ways the Alphas are easier for students than the Condor, because they are smaller gliders, and therefore easier to ground handle if there is wind. The Alpha is a better first purchase glider for most new pilots than a Falcon, and almost as easy for first training flights as a Condor. Unlike the Condor, the Alpha is a fully airworthy, utility class glider, and can be flown in any reasonable flying conditions, and purchased by new students or experienced pilots. The Alphas fly very slowly and are very docile and easy in handling, take-off and landing, and yet they have an exceptionally good soaring performance – better in fact in very light lift and small thermals than a Falcon. His method had great influence and may be summarized as follows: he continued Parmenides’ abstract, analytic manner but started from his opponents’ theses and refuted them by reductio ad absurdum. He had in his hands a very powerful complex argument in the form of a dilemma, one horn of which supposed indivisibility, the other infinite divisibility, both leading to a contradiction of the original hypothesis. Yet he incorporated arguments for each: for the first premise, he argued that that which, added to or subtracted from something else, does not increase or decrease the second unit is nothing for the second, that a unit, being one, is homogeneous and that therefore, if divisible, it cannot be divisible at one point rather than another for the third, that a unit, if divisible, is divisible either into extended minima, which contradicts the second premise or, because of the first premise, into nothing. Zeno made use of three premises: first, that any unit has magnitude second, that it is infinitely divisible and third, that it is indivisible. In early youth he collected his arguments in a book, which, according to Plato, was put into circulation without his knowledge. In reply to those who thought that Parmenides’ theory of the existence of “the one” involved inconsistencies, Zeno tried to show that the assumption of the existence of a plurality of things in time and space carried with it more serious inconsistencies. Plato’s account of Zeno’s purpose ( Parmenides), however, is presumably accurate. In Plato’s Parmenides, Socrates, “then very young,” converses with Parmenides and Zeno, “a man of about forty” but it may be doubted whether such a meeting was chronologically possible. Zeno was the son of a certain Teleutagoras and the pupil and friend of Parmenides. Zeno was famous for the paradoxes whereby, in order to recommend the Parmenidean doctrine of the existence of “the one” (i.e., indivisible reality), he sought to controvert the commonsense belief in the existence of “the many” (i.e., distinguishable qualities and things capable of motion). Zeno is especially known for his paradoxes that contributed to the development of logical and mathematical rigour and that were insoluble until the development of precise concepts of continuity and infinity. 430 bce), Greek philosopher and mathematician, whom Aristotle called the inventor of dialectic.
The same problem is evident in most of the other texture packs. The bold line above is the only part of the resource pack that should be there. * an entire Greek-Style Cyclops.zip archive in /assets/iceandfire/textures/models/cyclops, literally containing the entire resource pack inside itself all over again! * the correct Greek Cyclops textures in /assets/iceandfire/textures/models/cyclops * a copy of the Monstrous Cyclops textures in /assets/iceandfire/textures/models * the loot tables for fire and frost cave dragons * every blockstate of the old version, which is not even relevant to the resource pack This is because most of the texture packs include innumerable unnecessary files that overwrite vanilla mod files (in every file I downloaded, which includes Mythical Sirens, Wild Dragons, Friendlier Trolls, and Monstrous Sea Serpent).įor instance, the Greek Style Cyclops resource pack includes: However, the resource packs themselves are extremely badly formatted and therefore cause significant problems with the mod. There is actually nothing technically that should prevent these resource packs from working in newer versions. Yeti Trolls turn into ice rather than stone Replaces the Troll texture with a more Yeti like desgin Scale, block and armour textures will come at a later date Game of Thrones Dragons lack glowing eyes Replaces the Fire Dragon models and eggs with a more Game of Thrones like texture Makes the Siren's evil form more closely resemble its regular form Replaces the Siren texture with a more elegant desgin without the rainbow tail Replaces the Cyclops texture with one more like out ouf mythology Makes Amphitheres appear more snake like makes trolls appear less hidious and more like Norwegian folklore replaces Sea Serpents with a version akin to abyssal fish replaces Sea Serpents with textures resembling those of snakes Makes Amphitheres more closely resemble wild snakes and parrots Replaces the pixies with a far more fae like and Shakespearian versions Replaces the cyclops textures with a far more monstrous and less human version Replaces the cockatrice textures with a far more monstrous version New textures for all hippocampi designed to make them look more like actual animals Changes the front end of the hippocampi to look more like a vanilla horse When up close their gems decolour revealing their true form Gives the siren a little mermaid-like appearance Changes the gorgon to look more like medusa from classical mythology Some dragons particularly the Gray and Sapphire Dragons have undergone large changes in colour Dragons now possess more than just one colour and intricate scale patterns Great as a complement to any realism based resource pack New textures for all dragons designed to make them look more like actual animals The Dragon Scale armour and Dragon Scales have been retextured to match the new dragon skins Some dragons particularly the Sapphire Dragon have undergone large changes in colour Dragons now possess more than just one colour Great as a complement to any fantasy-based resource pack New less cartoonish textures for all the dragons and their eggs Designed to be compatible with the Conquest Reforged resource pack Retextures all blocks, silver armour and silver tools Changes their style to resemble the scaley eggs from Game of Thrones Retextures the dragon egg model and items Resource packs will be added continuously These resource packs are all designed for the Ice and Fire mod Updated the GoT pack to have Ice dragons! Added 1.8+ versions for the Wild Dragons, Wild Sea Serpents and Monstrous Sea SerpentsĪdded a Game of Thrones! Dragons resource pack! This is the Romantic Love Story application. Love Collage & Photo Editor app is a powerful tool to create collage art & edit your photos with a collection of Valentine Photo Frames, layout, and grid. Use the easiest eraser app & background remover Put your photo on amazing background templates or use background of your choice Wonder how clearly our AI powered tool erases any objects Remove random passers-by, garbage, unwanted people Highlight all objects that need to be removed, then tap magic button to eliminate them Remove unwanted objects and people in one tap Easy instant sharing via Instagram, Facebook, WhatsApp, sms and moreĬreate collage of Valentine and friendship that you can personalize by adding photos of love as a couple or boyfriends. Choose from 100+ photo layouts and grids for experimenting with Turn your photos into a bright pic collage Pin love moments with assorted love creative photo frames & layouts to make awesome love collage. Our love collage app allows you to make template photo collages. Express your emotions by sharing the collage with your beloved or friends Single and double love photo collage frames to decorate greetings with your photos and stickers. Select the best photocollage frame for your picture Change the background with any photo frame you like and surprise your friends now. All that you need is fantasy.īesides, one tap to apply creative 3D cutout frames - heart, nature, new year with magic AI cutout. Love Collage is a photo collage app that turns your pictures into a masterpiece. Valentine love photo frames are a powerful love photo editor with many amazing love photo frames, effects and filters. Love Photo Story is the best app to make a photo animation heart effect story or love video story. Create awesome Love Story by various our love templates. Episode one, "Strange Dogs," kicked off the season when it premiered earlier this month. Three mainline episodes of The Expanse's sixth season have been released as of writing. The episodes are roughly five minutes each and are released alongside new episodes of The Expanse Season 6 every Friday until Jan. The most recent episode, "Win or Lose," brings Bobbie and Amos together as the two try to find ways to blow off steam. The first episode, "Ankawala," follows Joesp and Michio uncovering a secret their crewmate Drummer has been keeping from them, while the second episode, "Zenobia," sees Avasarala trying to relax from her governing duties when her granddaughter interrupts her respite with an unexpected call. One Ship has currently aired three out of its five planned episodes.
It can help to bolster Sanity (SAN) before a unit goes insane but even once an investigator goes insane, you can still use the skill on that unit to restore them. Use Psychoanalysis: This is a vital skill in the game and while initially only Emma Gold is ready to use it, it is recommended that you train and equip others to also.So, you can often stop them from maximising their assault by forcing it to move just 1 square to attack you and if you’ve completed your attack and you have a few AP left, then step away! Cost the enemy Action Points (AP) to attack! Many enemy units that come in close to get you, can do 2 or more attacks if they don’t have to move.So if you know where the enemy may spawn in from, or don’t have enough action points to move and attack, then take advantage of this and let them come to you! Another example is to shoot at an enemy but saving enough Action Points for a close combat attack, then switch weapons to a blade or club at the end of the turn so when the enemy closes in during their turn, they get attacked. Use Overwatch: Any Action Points (AP) left over can be used to deliver a single normal attack during the enemy turn.From here you will have 1 to 4 turns to get medical attention to it although if you complete a level and a unit is unconscious, you won’t lose that unit. Unconscious units are not dead! Once an investigator’s Hit Points (HP) reach 0 it becomes unconscious.Plus you can then save your First Aid kits to restore unconscious units. This makes them great positions to defend against waves of attacks as you can heal damage each turn. Medical Stations as strong points: Each turn an investigator is on a valid square next to a medical station, it will be healed some damage.For example if you are in a crater and the enemy is closing in, move so they have to engage you where you are in cover and they are out of cover, rather than you both end up in the crater. So wherever possible, position your investigators in cover and try to force enemies out of cover. Use cover: Any unit in cover (a trench or crater, the little green shield next to a unit indicates it is in cover) is harder to hit.Another tactic is to give a newly conscious unit a dose of Syringe so they have some Action Points that turn to move or fight. It may be best sometimes to kill off some of the enemy before you restore an investigator. Protect wounded investigators: When you use a First Aid Kit on an unconscious investigator and revive them, they can’t move that same turn so are vulnerable to attacks.Carefully use these options to spend the XP (experience) and money ($) earned to improve your team. Upgrade to survive: At the end of each mission you will have a chance to upgrade your team’s stats, skills (via the Investigator Upgrade) and weapons, equipment and armour (via the Quartermaster).Each enemy unit you remove is one less who can attack you during the enemy turn. Concentrate your attacks: It can help to focus several of your attacks onto a single enemy unit to kill it rather than damaging several units. Having trouble vanquishing the dark forces of the Mythos? If so here are a few hints and tips to help tip the balance of play in your favour. Call of Cthulhu: The Wasted Land is a tactical RPG from Red Wasp Design set against the backdrop of World War One Lovecraftian horror. Instant service makes a positive impression and increases customer loyalty.Ĭhatbots have unlimited possibilities for integrating with third-party services. The bot quickly and efficiently advises the client about the product, checks availability and forms an order. Integration with additional services allows you to carry out a full sales cycle: from initial contact with a client to clarifying details and paying for a product or service. As requests increase, the bot is adapted and modernized, increasing the conversion of communications.Īutomating the work of the call center and technical support saves business resources due to the unlimited possibilities of the bot in terms of the number of simultaneous communications with different customers 24/7. A smart assistant can advise, inform, provide technical support and sell.Ĭhatbot for consultations communicates with the client according to predefined optimal scenarios and has a complete list of typical questions. Chatbot implementation options allow you to adapt it to all types of businesses. If it is necessary to expand the functionality of the smart assistant, we offer a design solution – turnkey chatbot with unlimited possibilities.Īutomation is an important element of business processes, as it can reduce the cost of work tasks by up to 30% and increase their efficiency by more than 50%. To save the client's time, we offer a customization service on the – the Gerabot team will develop the bot logic and create scripts on the constructor. Gerabot customers receive ongoing support from the bot development team.īasic functionality for getting acquainted with the possibilities and creating a chatbot on your own is available in Gerabot chatbot constructor. The chatbot, developed by experts, is a flexible tool for modifying – at the request of the client, the functionality of the bot can be adjusted or expanded. Depending on the needs, the chatbot can integrate with payment systems, CRM, accounting systems and additional databases. The Gerabot team carries out all the necessary steps: data collection and analysis, identification of key needs, development of logic and scenarios, full detailed testing and implementation.Ĭomplex development of a turnkey chatbot allows you to implement individual solutions of all levels of complexity. Involving a team of developers and marketers, the client receives a chatbot that is 100% consistent with the needs of the business. |